In Vitro Fertilization Cost2023-01-06T11:52:39+00:00

Financial Options

We understand IVF is one of many options available to help families achieve their dream of having a child.

We offer a full range of fertility treatment options for families of all ages, activity levels and budgets. To learn more about some of our more popular financing options, please see below.

Here you’ll find pricing, payment plans, insurance details, and everything else you’ll need to make your fertility treatment a reality.

Understanding insurance coverage and the cost of in vitro fertilization is not always easy. That’s why we take our time to discuss insurance and IVF financing options with you to make sure you understand your options completely.

If you would like a custom consultation to discuss your financial options with one of our experts, please call (407) 672-1106.

In Vitro Fertilization Cost

We are dedicated to providing our patients with the most compassionate and personalized care possible. We will never bill you for services you don’t need and the prices you receive include all taxes and fees.

Our practice and Mark P. Trolice, M.D., offer our patients several unique benefits including:

  • Credibility: Dr. Trolice is double board certified in REI and OB/GYN.
  • Community: Our patients share their stories with other families looking to conceive.
  • Respect: Dr. Trolice’s fellow physicians select him for Best Doctors in America® annually since 2007, honoring him as one among the top 5% of doctors in the U.S.
  • Success: Our success rates consistently beat the national average. Click here to compare results.
Standard IVF Cycle

Retrieval & Embryo Transfer

$13,500 (One year of storage included)
Semen Analysis $185
Intrauterine Insemination (IUI) $400 (Does not include monitoring) Ultrasound monitoring fee $250
Anesthesia Fees $650 – 3rd party
Additional long term storage fees apply $500
Others labs (HIV & HEP) billed by a commercial lab 3rd Party
Medications (usually by mail order pharmacy) 3rd Party
Frozen Embryo Transfer Fee (including embryology) $6,500

IVF varies by patients.

Despite the latest technology and highest success rates available, statistics show that most women will require more than one IVF cycle to have a baby. Ask us about bundled services.

ARC Fertility

We understand choosing the right treatment option can be overwhelming. That’s why we are proud to partner with ARC
Fertility (ARC) to provide you with affordable treatment packages, financing programs, and convenient pharmacy plans.

ARC is the nation’s largest network of fertility specialists. It is a patient-focused organization that has helped more than 80,000 patients over the last 2 decades. ARC and its member clinics are committed to making the cost of fertility treatments predictable and affordable.

More About ARC Options
ARC Affordability Estimator Tool

United Medical Credit

United Medical Credit helps patients secure the funding they need for their healthcare procedures. You can rely on our proven track record, which brings over 30 years of experience in financing healthcare procedures. However, experience doesn’t amount to much without customer satisfaction and we have numerous customers who value our services. Our knowledgeable team is here to support you through every step of the process and we promise to meet or exceed your expectations.

Many people that need healthcare procedures are not able to afford the entire upfront cost. At United Medical Credit, we believe that you should not have to delay healthcare treatments due to financial limitations. We are here to help, hassle free. Through our network of healthcare-focused lenders, our associates will be able to help you secure the financing that you need, within the time frame you need it. We offer financing options to individuals with good, sub-par and no credit. You can even apply with a co-signer to strengthen your application. No matter what kind of treatment you need or what kind of financial situation you’re in, we want to help you finance your healthcare procedures.

If you have any questions about United Medical Credit, please contact Audrey Garcia by calling (949) 273-4858 or emailing

Submit a Loan Inquiry

SoFi Personal Loans

SoFi is a new kind of finance company taking a radical approach to lending. SoFi Personal Loans can help cover the costs associated with fertility treatments—like prescriptions, ultrasounds, doctor visits, and more.

The main benefits of SoFi include:

  • Welcome Bonus: $100 welcome bonus1 for patients who take out a personal loan here.
  • Flexibility: Choose between a fixed interest rate, that never increases over time, or a variable interest rate and chose a term that’s right for you, from 3 to 7 years. Personal loans from $5,000 to $100,000.
  • Easy Experience: Pre-qualify in minutes online.
  • Perks: SoFi offers career counseling, member events, a referral program, and more.
  • No Hidden Fees: No application fees, no origination fees and no prepayment penalties.

If you have any questions about SoFi personal loans, please contact customer service by calling (855) 456-7634 or emailing

1Terms, conditions, and state restrictions apply; see for important Welcome Bonus information.
SoFi Lending Corp. is licensed by the Department of Business Oversight under the California Financing Law, license number 6054612.
eIVF receives compensation from SoFi on a per-funded loan basis.
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Prosper Healthcare Lending

Prosper Healthcare Lending is the premier financing company in the fertility industry.

With more than 250,000 people empowered by over $5 billion in funded loans, this is a program you can trust

Advantages of Prosper Healthcare Lending:

  • Financing ANY fertility treatment-related expenses, including medication
  • Loan amounts go up to $100,000 and terms out to 84 months
  • Instant decision without affecting your credit on loans under $35,000*
  • Anyone can submit- partners, family members or friends can inquire about a loan on your behalf
  • Convenient- you can apply through your provider’s website in less than 2 minutes
Submit a Loan Inquiry

*Only for loan inquiries submitted through the Standard Credit Program.


LendingTree will help you get the best deal possible on your loans, period. By giving consumers multiple offers from several lenders in a matter of minutes. LendingTree is a leading online loan marketplace with one of the largest networks of lenders in the nation. With an IVF loan, as with personal loans in general, you may be able to borrow up to $35,000 (or even more) and pay it back by making fixed monthly payments up to 20 years.

Submit a Loan Inquiry

Insurance Companies

We presently work with the following insurance companies and financing plans: AETNA, Blue Cross/Blue Shield (BC/BS), Cigna, Florida Hospital Care advantage, Humana, Healthchoice, Private Healthcare Systems (PHCS), and Tricare (standard only) Please call our office if your insurance is not listed and we can provide you additional information.

Contact us to speak with our Financial Counselor to determine fertility benefits coverage and for answers to your insurance question

Why The IVF CenterSM Is Unique

At The IVF CenterSM we recognize the process of IVF can at times be overwhelming.

To address this issue, we have an IVF Nurse available 24/7 to answer questions, guide you through the process, and provide emotional support. We also offer a Reproductive Health Psychologist to help couples develop their best coping strategies along their journey.

Success of the IVF Program at The IVF CenterSM is due to our scientific and technological excellence coupled with our compassionate and highly personalized approach to patient care.

The IVF CenterSM is committed to each couple’s success by providing individualized and supportive care along the way. We consider each couple part of our family as we attempt to help them create their own.

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